We architecturally design our financial and insurance software solutions to provide the flexibility and usability to support unique business strategies, enable cross-channel growth, and evolve with regulatory and industry changes. Our goal: to empower carriers and distributors to optimize their sales processes, opportunities and experiences. Don’t force a way of doing business, but rather advance the way you promote products and services to advisors and consumers and enhance the customer experience--your way.
FireLight® is a multi-carrier sales platform that delivers a suite of interconnected sales components and data that support the entire sales process, digitally transforming the way all insurance and financial products are marketed, captured, and processed.
Needs capture to illustration and e-Application to servicing the client after the sale—for All Lines of Business, All Sales Channels.
ForeSight® is a mobile, highly customizable enterprise point-of-sale illustration system that provides robust sales illustration capabilities, advancing the way life and annuity carrier products are quoted, illustrated, and sold.
Quoting to risk tolerance to advanced sales concepts and illustrations – for New Business, Inforce and Multiple Product Selling.
Insurance Technologies, LLC, a Delaware limited liability company
("Insurance Technologies," "Us," or "We") is committed to protecting the
privacy of the individuals using its products and services. This privacy
policy (the "Policy") discloses Insurance Technologies' information
privacy practices for the Site and is intended to inform visitors to the
Site of the data collection and use practices of the Site.
Amendments to this Policy will be posted on the Site and will be effective when posted. Your continued use of the Site following the posting of any amendment will constitute your acceptance of that amendment, except if your personally identifiable information will be used in a materially different manner. See the Notification of Changes section below for further information.
If you have questions or concerns regarding this Policy, you should contact Insurance Technologies by e-mail at email@example.com.
Authorization is not mandatory to access the public areas of the Site. Authorization is, however, required for access to certain areas of the Site and the products and services provided through those areas of the Site. The areas of the Site requiring authorization are noted on the Site.
Users requesting access to authorized areas of the Site will be provided with a username and password for purposes of accessing the portions of the Site available to authorized users. When accessing the portions of the Site available to authorized users, authorized users will be asked for their username and password.
Insurance Technologies is not responsible for any loss or misuse of your username and password. Always remember that in order to protect your privacy you should not share your username or password with others.
PERSONALLY IDENTIFIABLE INFORMATION.
We only collect and share personally identifiable information regarding users of the Site as described in this Policy. Except as noted in this Policy, personally identifiable information collected on the Site is NOT shared with third parties without your consent.
Our server may automatically collect your domain name and email address when you access the Site.
We may also collect personally identifiable information from you through a number of voluntary sources on the Site such as emails, postings, messages or other electronic communications sent by you to Insurance Technologies or the Site. We may also collect any of the following types of personally identifiable information from you:
YOU SHOULD NOT PROVIDE INSURANCE TECHNOLOGIES WITH ANY PERSONALLY
IDENTIFIABLE INFORMATION (OR SEND OR POST ANY PERSONALLY IDENTIFIABLE
INFORMATION TO THE SITE) UNLESS YOU WOULD LIKE THAT INFORMATION TO BE
USED BY INSURANCE TECHNOLOGIES IN ACCORDANCE WITH THIS POLICY. LIKEWISE,
YOU SHOULD NOT POST ANY PERSONALLY IDENTIFIABLE INFORMATION TO THE SITE
UNLESS YOU WANT THAT INFORMATION TO BE ACCESSIBLE BY OTHER USERS OF THE
SITE, AS INFORMATION POSTED ON THE SITE WILL BE MADE AVAILABLE TO OTHER
USERS OF THE SITE.
The personally identifiable information that Insurance Technologies collects from users of the Site (both registered and unregistered) may be used for a variety of purposes, for example to provide the services and products offered through the Site to users of the Site, to notify users of the Site about updates to and activities on the Site and about goods and services that we feel may be of interest to you, to improve the content of the Site, to analyze data and patterns regarding usage of the Site, to contact users of the Site for marketing purposes, and to contact users of the Site for information verification purposes.
DISCLOSURE AS REQUIRED BY LAW.
Though we make every effort to preserve user privacy, we may need to disclose personally identifiable information of certain users of the Site when we have a reasonable and good-faith belief that the disclosure is necessary to enforce our Subscription Services Agreement for the Site, comply with a current judicial proceeding, a court order, or other legal process, or to otherwise enforce or protect Insurance Technologies' rights under applicable law, including, without limitation, Insurance Technologies' intellectual property rights. In such a situation we will use reasonable efforts to provide notice of this disclosure in advance to all affected users, to the extent reasonably possible under the circumstances.
ENHANCEMENT OF PERSONAL INFORMATION.
We may enhance our user database information with third party data for various reasons. Certain summary demographics are also used in our research product offerings. Individual personally identifiable information is never used in our research product offerings and is never tied back to an individual user or resold for any purposes.
On occasion it is necessary to send out service related announcements. For instance, if our Site or any of the services offered through the Site are temporarily suspended for maintenance we might send users an email. Generally, users may not opt-out of these communications, though they can deactivate their account. These communications are not promotional in nature.
The Sites are not directed to children under 13 years of age. Insurance Technologies does not knowingly solicit or collect personal information from children under 13 years of age.
We communicate with users on a regular basis to provide requested services and with regard to issues relating to their account, we reply via email, in accordance with the users' wishes.
NON-PERSONALLY IDENTIFIABLE INFORMATION.
Where possible, our server automatically recognizes each visitor's domain name, Internet Protocol addresses, and email address. We also collect information about how visitors use the Site (for example what pages are viewed). This information, which is collected and maintained in anonymous and in a non-personally identifiable form, allows us to improve the content of the Site and facilitate market research. Sometimes, we utilize the services of a third party to help us understand this information better, although the information that is disclosed to these entities remains at all times in anonymous and non-personally identifiable form. Other than improving the Site and providing our visitors with the best experience possible, we make no other use of this information.
We do not link the information we store in cookies to any personally identifiable information you submit while on our Site.
Most browsers will allow you to erase cookies from your computer hard drive, block acceptance of cookies, or receive a warning before a cookie is stored. Please refer to your browser instructions or help screen to learn more about these functions.
OTHER WEB SITES; LINKS.
The web sites of Insurance Technologies' affiliates, promotional partners, advertisers, sponsors, and other third-party web sites may be accessible through this Site. These third party web sites have their own privacy and data collection policies and practices. Insurance Technologies is not responsible for any actions or privacy policies of such third parties. You should check the applicable privacy policies of those third parties when providing personally identifiable information through linked web sites.
CONSENT TO THE USE OF THIRD PARTY PROVIDERS.
In addition to the specific third parties noted in this Policy, Insurance Technologies may also contract with other third parties to provide various services to Insurance Technologies relating to the Site on an outsourced basis rather than performing the services itself. For example, Insurance Technologies may contract with an email provider to handle the distribution of email messages to members of the Site. Likewise, Insurance Technologies may contract with a web site hosting provider to host all or a portion of the Site for Insurance Technologies. By visiting the Site, all visitors consent to Insurance Technologies providing both personal and non-personal information received from those visitors to these third party providers for the purpose of enabling the third party provider to provide these outsourced services to Insurance Technologies. In addition, all visitors consent to the collection, maintenance, and processing of their personal and non-personal information by Insurance Technologies and these third party providers.
NOTIFICATION OF CHANGES.
If we decide to change the Policy, we will either notify users by way of an e-mail or post material changes on the Site so our users are aware of what information we collect, how we use it, and if we disclose it. Unless we receive your prior permission, we will use information in accordance with the Policy under which the information was last collected.
We will use reasonable security measures on the Site to protect the loss, misuse and alteration of the information under our control. While there is no such thing as "perfect security" on the Internet, we will take all reasonable steps to ensure the safety of your personal information. Only employees who need the information to perform a specific job are granted access to personally identifiable information. Finally, the servers that we store personally identifiable information on are kept in a secure environment.
TRANSFER OF INFORMATION.
If Insurance Technologies elects, in its reasonable discretion, to transfer ownership or control of the Sites to a third party, whether or not in the context of an acquisition of Insurance Technologies or a merger of Insurance Technologies with a third party, you consent to the transfer of your personally identifiable information and non-personally identifiable information by Insurance Technologies to that third party, provided that all use of your information by that third party remains subject to the terms of this Policy.
All inquiries concerning this statement and the Site in general may be sent to Insurance Technologies, LLC, Attn: PRIVACY, Two South Cascade, Ave., Ste. #200 Colorado Springs, CO 80903, or firstname.lastname@example.org.
Thank you for visiting the www.insurancetechnologies.com site.